Call reports 2012
PRINCIPAL BANK — 2012
What PRINCIPAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,400,739,000 | 2,404,690,000 | 2,427,260,000 | 2,443,010,000 |
| Total loans | 1,254,324,000 | 1,272,630,000 | 1,207,980,000 | 1,166,859,000 |
| Allowance for loan losses | 43,311,000 | 42,093,000 | 49,419,000 | 51,724,000 |
| Securities available for sale | 1,043,691,000 | 1,058,615,000 | 1,126,685,000 | 1,201,352,000 |
| Securities held to maturity | 2,485,000 | 1,905,000 | 1,674,000 | 1,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,178,138,000 | 2,177,611,000 | 2,200,218,000 | 2,213,855,000 |
| Interest-bearing deposits | 2,123,504,000 | 2,126,000,000 | 2,152,764,000 | 2,168,735,000 |
| Noninterest-bearing deposits | 54,634,000 | 51,611,000 | 47,454,000 | 45,120,000 |
| Equity capital | 213,613,000 | 218,667,000 | 219,623,000 | 221,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,531,000 | 45,714,000 | 68,920,000 | 90,894,000 |
| Interest expense | 4,248,000 | 8,251,000 | 11,987,000 | 15,286,000 |
| Net interest income | 18,283,000 | 37,463,000 | 56,933,000 | 75,608,000 |
| Noninterest income | 1,255,000 | 2,451,000 | 4,071,000 | 5,435,000 |
| Noninterest expense | 6,408,000 | 13,074,000 | 21,171,000 | 28,536,000 |
| Provision for loan losses | 6,710,000 | 14,159,000 | 34,172,000 | 41,532,000 |
| Pretax income | 6,444,000 | 12,856,000 | 5,836,000 | 10,748,000 |
| Income tax | 2,500,000 | 5,001,000 | 1,908,000 | 3,550,000 |
| Net income | 3,944,000 | 7,855,000 | 3,928,000 | 7,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,285,000 | 204,233,000 | 200,360,000 | 203,721,000 |
| Total capital | 217,734,000 | 221,782,000 | 217,257,000 | 220,817,000 |
| Risk-weighted assets | 1,370,040,000 | 1,379,367,000 | 1,319,212,000 | 1,333,057,000 |