Call reports 2026
FRANKLIN SAVINGS BANK — 2026
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 764,634,000 | 786,863,000 |
| Total loans | 666,835,000 | 675,699,000 |
| Allowance for loan losses | 5,110,000 | 5,160,000 |
| Securities available for sale | 43,861,000 | 41,669,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 606,704,000 | 601,112,000 |
| Interest-bearing deposits | 469,606,000 | 464,832,000 |
| Noninterest-bearing deposits | 137,098,000 | 136,280,000 |
| Equity capital | 139,300,000 | 141,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,839,000 | 21,890,000 |
| Interest expense | 2,964,000 | 5,975,000 |
| Net interest income | 7,875,000 | 15,915,000 |
| Noninterest income | 732,000 | 1,267,000 |
| Noninterest expense | 5,961,000 | 11,857,000 |
| Provision for loan losses | 290,000 | 406,000 |
| Pretax income | 2,356,000 | 4,919,000 |
| Income tax | 531,000 | 1,091,000 |
| Net income | 1,825,000 | 3,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 141,759,000 | 143,762,000 |
| Total capital | 147,084,000 | 149,137,000 |
| Risk-weighted assets | 637,632,000 | 652,638,000 |