Call reports 2024
FRANKLIN SAVINGS BANK — 2024
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 677,132,000 | 693,631,000 | 712,547,000 | 725,956,000 |
| Total loans | 563,910,000 | 583,029,000 | 608,881,000 | 621,275,000 |
| Allowance for loan losses | 4,463,000 | 4,463,000 | 4,463,000 | 4,463,000 |
| Securities available for sale | 54,122,000 | 51,187,000 | 51,476,000 | 47,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,943,000 | 494,603,000 | 529,260,000 | 546,072,000 |
| Interest-bearing deposits | 369,506,000 | 364,549,000 | 394,357,000 | 417,331,000 |
| Noninterest-bearing deposits | 132,437,000 | 130,054,000 | 134,903,000 | 128,741,000 |
| Equity capital | 121,076,000 | 122,241,000 | 125,592,000 | 126,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,278,000 | 16,965,000 | 26,298,000 | 36,007,000 |
| Interest expense | 2,709,000 | 5,639,000 | 8,880,000 | 12,184,000 |
| Net interest income | 5,569,000 | 11,326,000 | 17,418,000 | 23,823,000 |
| Noninterest income | 497,000 | 1,029,000 | 1,617,000 | 2,368,000 |
| Noninterest expense | 4,738,000 | 9,479,000 | 14,191,000 | 20,135,000 |
| Provision for loan losses | -6,000 | 9,000 | 33,000 | 393,000 |
| Pretax income | 1,334,000 | 2,867,000 | 4,811,000 | 5,663,000 |
| Income tax | 299,000 | 636,000 | 1,061,000 | 1,252,000 |
| Net income | 1,035,000 | 2,231,000 | 3,750,000 | 4,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,152,000 | 132,349,000 | 133,867,000 | 134,528,000 |
| Total capital | 135,830,000 | 137,027,000 | 138,545,000 | 139,206,000 |
| Risk-weighted assets | 534,622,000 | 553,539,000 | 578,826,000 | 594,828,000 |