Call reports 2022
FRANKLIN SAVINGS BANK — 2022
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 568,589,000 | 565,870,000 | 579,332,000 | 578,817,000 |
| Total loans | 427,806,000 | 450,911,000 | 471,806,000 | 483,136,000 |
| Allowance for loan losses | 3,900,000 | 3,900,000 | 3,900,000 | 4,313,000 |
| Securities available for sale | 51,032,000 | 54,113,000 | 54,107,000 | 58,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,964,000 | 441,969,000 | 456,854,000 | 445,845,000 |
| Interest-bearing deposits | 262,891,000 | 262,510,000 | 263,934,000 | 261,106,000 |
| Noninterest-bearing deposits | 187,073,000 | 179,459,000 | 192,920,000 | 184,739,000 |
| Equity capital | 112,557,000 | 116,691,000 | 115,337,000 | 116,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,382,000 | 10,972,000 | 17,065,000 | 23,657,000 |
| Interest expense | 219,000 | 444,000 | 695,000 | 1,102,000 |
| Net interest income | 5,163,000 | 10,528,000 | 16,370,000 | 22,555,000 |
| Noninterest income | 488,000 | 1,125,000 | 1,698,000 | 2,183,000 |
| Noninterest expense | 4,366,000 | 8,562,000 | 12,993,000 | 18,113,000 |
| Provision for loan losses | 2,000 | -18,000 | -15,000 | 524,000 |
| Pretax income | 1,283,000 | 3,109,000 | 5,090,000 | 6,101,000 |
| Income tax | 284,000 | 680,000 | 1,110,000 | 1,331,000 |
| Net income | 999,000 | 2,429,000 | 3,980,000 | 4,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,487,000 | 122,917,000 | 124,468,000 | 125,643,000 |
| Total capital | 125,552,000 | 126,982,000 | 128,533,000 | 130,121,000 |
| Risk-weighted assets | 396,015,000 | 433,379,000 | 453,334,000 | 460,126,000 |