Call reports 2021
FRANKLIN SAVINGS BANK — 2021
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 510,156,000 | 527,824,000 | 548,625,000 | 561,046,000 |
| Total loans | 420,176,000 | 418,615,000 | 420,183,000 | 426,737,000 |
| Allowance for loan losses | 3,900,000 | 3,900,000 | 3,900,000 | 3,900,000 |
| Securities available for sale | 15,461,000 | 23,318,000 | 28,307,000 | 39,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,086,000 | 409,802,000 | 428,898,000 | 438,946,000 |
| Interest-bearing deposits | 261,487,000 | 278,047,000 | 285,571,000 | 261,598,000 |
| Noninterest-bearing deposits | 132,599,000 | 131,755,000 | 143,327,000 | 177,348,000 |
| Equity capital | 109,792,000 | 111,127,000 | 112,735,000 | 114,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,358,000 | 10,738,000 | 16,511,000 | 22,078,000 |
| Interest expense | 261,000 | 532,000 | 782,000 | 1,028,000 |
| Net interest income | 5,097,000 | 10,206,000 | 15,729,000 | 21,050,000 |
| Noninterest income | 923,000 | 1,907,000 | 3,320,000 | 3,853,000 |
| Noninterest expense | 4,650,000 | 9,158,000 | 13,805,000 | 19,155,000 |
| Provision for loan losses | -21,000 | -52,000 | -55,000 | -55,000 |
| Pretax income | 1,391,000 | 3,007,000 | 5,299,000 | 5,803,000 |
| Income tax | 307,000 | 659,000 | 1,158,000 | 1,268,000 |
| Net income | 1,084,000 | 2,348,000 | 4,141,000 | 4,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,037,000 | 118,300,000 | 120,096,000 | 120,488,000 |
| Total capital | 121,102,000 | 122,365,000 | 124,161,000 | 124,553,000 |
| Risk-weighted assets | 365,479,000 | 373,082,000 | 381,795,000 | 393,640,000 |