Call reports 2019
FRANKLIN SAVINGS BANK — 2019
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 418,739,000 | 425,894,000 | 443,959,000 | 457,117,000 |
| Total loans | 386,130,000 | 393,160,000 | 400,988,000 | 411,223,000 |
| Allowance for loan losses | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Securities available for sale | 8,346,000 | 8,456,000 | 8,483,000 | 16,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,889,000 | 292,517,000 | 303,705,000 | 320,630,000 |
| Interest-bearing deposits | 208,243,000 | 213,267,000 | 221,518,000 | 233,923,000 |
| Noninterest-bearing deposits | 74,646,000 | 79,250,000 | 82,187,000 | 86,707,000 |
| Equity capital | 101,071,000 | 102,180,000 | 103,453,000 | 104,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,111,000 | 10,348,000 | 15,561,000 | 20,993,000 |
| Interest expense | 543,000 | 1,138,000 | 1,765,000 | 2,403,000 |
| Net interest income | 4,568,000 | 9,210,000 | 13,796,000 | 18,590,000 |
| Noninterest income | 685,000 | 1,451,000 | 2,409,000 | 3,302,000 |
| Noninterest expense | 3,954,000 | 8,006,000 | 11,952,000 | 16,565,000 |
| Provision for loan losses | 55,000 | 99,000 | 94,000 | 223,000 |
| Pretax income | 1,244,000 | 2,556,000 | 4,159,000 | 5,104,000 |
| Income tax | 276,000 | 565,000 | 917,000 | 1,127,000 |
| Net income | 968,000 | 1,991,000 | 3,242,000 | 3,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,977,000 | 110,009,000 | 111,238,000 | 111,993,000 |
| Total capital | 112,542,000 | 113,574,000 | 114,803,000 | 115,558,000 |
| Risk-weighted assets | 328,809,000 | 339,244,000 | 354,889,000 | 369,820,000 |