Call reports 2018
FRANKLIN SAVINGS BANK — 2018
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 396,691,000 | 406,919,000 | 413,284,000 | 419,023,000 |
| Total loans | 364,834,000 | 372,823,000 | 378,455,000 | 384,223,000 |
| Allowance for loan losses | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Securities available for sale | 8,142,000 | 9,101,000 | 9,087,000 | 8,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,657,000 | 263,623,000 | 265,339,000 | 263,294,000 |
| Interest-bearing deposits | 195,885,000 | 192,369,000 | 191,873,000 | 190,196,000 |
| Noninterest-bearing deposits | 68,772,000 | 71,254,000 | 73,466,000 | 73,098,000 |
| Equity capital | 98,371,000 | 99,679,000 | 100,873,000 | 101,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,649,000 | 9,489,000 | 14,461,000 | 19,590,000 |
| Interest expense | 319,000 | 673,000 | 1,092,000 | 1,592,000 |
| Net interest income | 4,330,000 | 8,816,000 | 13,369,000 | 17,998,000 |
| Noninterest income | 675,000 | 1,442,000 | 2,206,000 | 2,999,000 |
| Noninterest expense | 3,442,000 | 6,923,000 | 10,623,000 | 15,468,000 |
| Provision for loan losses | -50,000 | -1,000 | 70,000 | 225,000 |
| Pretax income | 1,613,000 | 3,336,000 | 4,882,000 | 5,303,000 |
| Income tax | 356,000 | 735,000 | 1,075,000 | 1,174,000 |
| Net income | 1,257,000 | 2,601,000 | 3,807,000 | 4,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,190,000 | 105,534,000 | 106,739,000 | 107,063,000 |
| Total capital | 107,755,000 | 109,099,000 | 110,304,000 | 110,628,000 |
| Risk-weighted assets | 314,620,000 | 323,151,000 | 327,560,000 | 331,995,000 |