Call reports 2017
FRANKLIN SAVINGS BANK — 2017
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 366,738,000 | 381,628,000 | 390,100,000 | 393,746,000 |
| Total loans | 334,905,000 | 347,890,000 | 357,135,000 | 359,886,000 |
| Allowance for loan losses | 3,200,000 | 3,200,000 | 3,200,000 | 3,400,000 |
| Securities available for sale | 8,249,000 | 8,296,000 | 8,317,000 | 8,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,014,000 | 257,430,000 | 265,019,000 | 259,126,000 |
| Interest-bearing deposits | 193,464,000 | 191,558,000 | 196,304,000 | 190,803,000 |
| Noninterest-bearing deposits | 65,550,000 | 65,872,000 | 68,715,000 | 68,323,000 |
| Equity capital | 94,488,000 | 95,545,000 | 96,500,000 | 97,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,223,000 | 8,765,000 | 13,365,000 | 18,028,000 |
| Interest expense | 196,000 | 405,000 | 654,000 | 929,000 |
| Net interest income | 4,027,000 | 8,360,000 | 12,711,000 | 17,099,000 |
| Noninterest income | 669,000 | 1,396,000 | 2,140,000 | 2,852,000 |
| Noninterest expense | 3,436,000 | 6,791,000 | 10,333,000 | 14,119,000 |
| Provision for loan losses | 30,000 | 154,000 | 264,000 | 759,000 |
| Pretax income | 1,230,000 | 2,811,000 | 4,254,000 | 5,073,000 |
| Income tax | 423,000 | 979,000 | 1,481,000 | 1,569,000 |
| Net income | 807,000 | 1,832,000 | 2,773,000 | 3,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,236,000 | 101,261,000 | 102,203,000 | 102,933,000 |
| Total capital | 103,601,000 | 104,626,000 | 105,568,000 | 106,498,000 |
| Risk-weighted assets | 287,095,000 | 300,313,000 | 306,695,000 | 311,491,000 |