Call reports 2014
FRANKLIN SAVINGS BANK — 2014
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 341,935,000 | 342,704,000 | 347,749,000 | 345,237,000 |
| Total loans | 272,059,000 | 284,296,000 | 290,721,000 | 296,097,000 |
| Allowance for loan losses | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Securities available for sale | 15,359,000 | 16,609,000 | 15,554,000 | 15,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,472,000 | 244,364,000 | 247,316,000 | 243,887,000 |
| Interest-bearing deposits | 193,089,000 | 191,292,000 | 190,699,000 | 187,193,000 |
| Noninterest-bearing deposits | 51,383,000 | 53,072,000 | 56,617,000 | 56,694,000 |
| Equity capital | 88,023,000 | 89,004,000 | 90,072,000 | 90,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,824,000 | 7,748,000 | 11,775,000 | 15,867,000 |
| Interest expense | 234,000 | 448,000 | 652,000 | 885,000 |
| Net interest income | 3,590,000 | 7,300,000 | 11,123,000 | 14,982,000 |
| Noninterest income | 606,000 | 1,304,000 | 2,087,000 | 2,709,000 |
| Noninterest expense | 2,967,000 | 5,921,000 | 8,911,000 | 12,406,000 |
| Provision for loan losses | -1,000 | 206,000 | 137,000 | 224,000 |
| Pretax income | 1,230,000 | 2,477,000 | 4,162,000 | 5,061,000 |
| Income tax | 438,000 | 869,000 | 1,451,000 | 1,762,000 |
| Net income | 792,000 | 1,608,000 | 2,711,000 | 3,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,442,000 | 91,259,000 | 92,363,000 | 92,950,000 |
| Total capital | 93,356,000 | 94,297,000 | 95,472,000 | 96,099,000 |
| Risk-weighted assets | 233,896,000 | 244,051,000 | 249,750,000 | 253,023,000 |
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