Call reports 2012
FRANKLIN SAVINGS BANK — 2012
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 328,024,000 | 328,418,000 | 329,498,000 | 328,873,000 |
| Total loans | 267,213,000 | 265,520,000 | 266,272,000 | 266,847,000 |
| Allowance for loan losses | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Securities available for sale | 13,715,000 | 17,079,000 | 16,097,000 | 19,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,198,000 | 242,018,000 | 241,678,000 | 239,989,000 |
| Interest-bearing deposits | 197,748,000 | 197,091,000 | 196,819,000 | 191,731,000 |
| Noninterest-bearing deposits | 44,450,000 | 44,927,000 | 44,859,000 | 48,258,000 |
| Equity capital | 78,098,000 | 79,009,000 | 79,829,000 | 80,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 8,009,000 | 11,984,000 | 15,912,000 |
| Interest expense | 389,000 | 764,000 | 1,122,000 | 1,467,000 |
| Net interest income | 3,617,000 | 7,245,000 | 10,862,000 | 14,445,000 |
| Noninterest income | 621,000 | 1,328,000 | 2,028,000 | 2,804,000 |
| Noninterest expense | 3,037,000 | 5,930,000 | 8,934,000 | 12,241,000 |
| Provision for loan losses | 13,000 | 127,000 | 236,000 | 619,000 |
| Pretax income | 1,188,000 | 2,516,000 | 3,727,000 | 4,396,000 |
| Income tax | 403,000 | 841,000 | 1,239,000 | 1,451,000 |
| Net income | 785,000 | 1,675,000 | 2,488,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,689,000 | 85,581,000 | 86,393,000 | 86,850,000 |
| Total capital | 87,490,000 | 88,380,000 | 89,212,000 | 89,685,000 |
| Risk-weighted assets | 223,280,000 | 223,123,000 | 224,755,000 | 226,085,000 |