Call reports 2011
FRANKLIN SAVINGS BANK — 2011
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 324,086,000 | 321,639,000 | 328,742,000 | 325,685,000 |
| Total loans | 261,191,000 | 261,450,000 | 262,279,000 | 261,941,000 |
| Allowance for loan losses | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Securities available for sale | 16,968,000 | 16,234,000 | 13,380,000 | 17,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,126,000 | 235,189,000 | 242,074,000 | 237,779,000 |
| Interest-bearing deposits | 195,141,000 | 194,135,000 | 196,967,000 | 193,236,000 |
| Noninterest-bearing deposits | 42,985,000 | 41,054,000 | 45,107,000 | 44,543,000 |
| Equity capital | 76,965,000 | 77,826,000 | 78,644,000 | 79,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,097,000 | 8,176,000 | 12,262,000 | 16,345,000 |
| Interest expense | 504,000 | 978,000 | 1,435,000 | 1,869,000 |
| Net interest income | 3,593,000 | 7,198,000 | 10,827,000 | 14,476,000 |
| Noninterest income | 617,000 | 1,271,000 | 1,852,000 | 2,519,000 |
| Noninterest expense | 3,030,000 | 6,061,000 | 9,045,000 | 11,824,000 |
| Provision for loan losses | 180,000 | 389,000 | 543,000 | 756,000 |
| Pretax income | 1,003,000 | 2,025,000 | 3,106,000 | 4,430,000 |
| Income tax | 340,000 | 674,000 | 1,028,000 | 1,466,000 |
| Net income | 663,000 | 1,351,000 | 2,078,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,603,000 | 82,291,000 | 83,019,000 | 83,905,000 |
| Total capital | 84,348,000 | 85,046,000 | 85,793,000 | 86,692,000 |
| Risk-weighted assets | 218,754,000 | 219,629,000 | 221,131,000 | 222,183,000 |