Call reports 2007
FRANKLIN SAVINGS BANK — 2007
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 298,873,000 | 299,828,000 | 302,758,000 | 301,801,000 |
| Total loans | 256,761,000 | 256,873,000 | 258,144,000 | 260,307,000 |
| Allowance for loan losses | 2,715,000 | 2,714,000 | 2,699,000 | 2,715,000 |
| Securities available for sale | 8,981,000 | 8,964,000 | 9,009,000 | 11,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,481,000 | 221,033,000 | 222,114,000 | 221,116,000 |
| Interest-bearing deposits | 186,438,000 | 186,980,000 | 187,412,000 | 187,007,000 |
| Noninterest-bearing deposits | 33,043,000 | 34,053,000 | 34,702,000 | 34,109,000 |
| Equity capital | 67,067,000 | 68,141,000 | 69,219,000 | 69,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,129,000 | 10,334,000 | 15,736,000 | 21,027,000 |
| Interest expense | 1,266,000 | 2,604,000 | 4,021,000 | 5,478,000 |
| Net interest income | 3,863,000 | 7,730,000 | 11,715,000 | 15,549,000 |
| Noninterest income | 487,000 | 1,064,000 | 1,595,000 | 2,202,000 |
| Noninterest expense | 2,871,000 | 5,541,000 | 8,338,000 | 12,012,000 |
| Provision for loan losses | 38,000 | 150,000 | 266,000 | 583,000 |
| Pretax income | 1,441,000 | 3,103,000 | 4,706,000 | 5,156,000 |
| Income tax | 511,000 | 1,084,000 | 1,635,000 | 1,792,000 |
| Net income | 930,000 | 2,019,000 | 3,071,000 | 3,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,526,000 | 70,616,000 | 71,695,000 | 71,988,000 |
| Total capital | 72,191,000 | 73,299,000 | 74,408,000 | 74,706,000 |
| Risk-weighted assets | 213,017,000 | 214,449,000 | 216,932,000 | 217,294,000 |
Machine access — free, no API key
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