Call reports 2006
FRANKLIN SAVINGS BANK — 2006
What FRANKLIN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 298,954,000 | 294,803,000 | 295,185,000 | 293,141,000 |
| Total loans | 253,026,000 | 257,751,000 | 258,412,000 | 256,788,000 |
| Allowance for loan losses | 2,415,000 | 2,485,000 | 2,515,000 | 2,715,000 |
| Securities available for sale | 15,738,000 | 14,688,000 | 11,967,000 | 9,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,508,000 | 215,173,000 | 213,528,000 | 214,483,000 |
| Interest-bearing deposits | 184,368,000 | 182,304,000 | 180,657,000 | 181,575,000 |
| Noninterest-bearing deposits | 34,140,000 | 32,869,000 | 32,871,000 | 32,908,000 |
| Equity capital | 66,049,000 | 67,191,000 | 68,364,000 | 66,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,845,000 | 9,801,000 | 14,928,000 | 20,007,000 |
| Interest expense | 929,000 | 1,966,000 | 3,096,000 | 4,295,000 |
| Net interest income | 3,916,000 | 7,835,000 | 11,832,000 | 15,712,000 |
| Noninterest income | 516,000 | 1,017,000 | 1,537,000 | 2,068,000 |
| Noninterest expense | 2,710,000 | 5,339,000 | 8,038,000 | 11,606,000 |
| Provision for loan losses | 49,000 | 149,000 | 278,000 | 728,000 |
| Pretax income | 1,673,000 | 3,364,000 | 5,053,000 | 5,446,000 |
| Income tax | 575,000 | 1,157,000 | 1,737,000 | 1,889,000 |
| Net income | 1,098,000 | 2,207,000 | 3,316,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,122,000 | 67,238,000 | 68,350,000 | 68,595,000 |
| Total capital | 68,692,000 | 69,878,000 | 71,020,000 | 71,267,000 |
| Risk-weighted assets | 220,407,000 | 220,924,000 | 218,530,000 | 213,589,000 |
Machine access — free, no API key
Every figure shown here about FRANKLIN SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.