Call reports 2005
BANK OF WHITEWATER — 2005
What BANK OF WHITEWATER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,311,000 | 11,666,000 | 12,283,000 | 12,942,000 |
| Total loans | 6,966,000 | 7,020,000 | 7,098,000 | 7,710,000 |
| Allowance for loan losses | 188,000 | 193,000 | 196,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,605,000 | 4,203,000 | 4,142,000 | 4,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,165,000 | 10,103,000 | 11,195,000 | 10,945,000 |
| Interest-bearing deposits | 9,312,000 | 8,354,000 | 9,452,000 | 8,717,000 |
| Noninterest-bearing deposits | 1,853,000 | 1,749,000 | 1,743,000 | 2,228,000 |
| Equity capital | 1,019,000 | 1,034,000 | 1,053,000 | 1,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 161,000 | 331,000 | 506,000 | 701,000 |
| Interest expense | 31,000 | 67,000 | 107,000 | 156,000 |
| Net interest income | 130,000 | 264,000 | 399,000 | 545,000 |
| Noninterest income | 20,000 | 41,000 | 69,000 | 106,000 |
| Noninterest expense | 99,000 | 200,000 | 304,000 | 433,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 48,000 | 99,000 | 155,000 | 206,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 6,000 |
| Net income | 47,000 | 97,000 | 151,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,019,000 | 1,034,000 | 1,053,000 | 1,067,000 |
| Total capital | 1,102,000 | 1,116,000 | 1,138,000 | 1,159,000 |
| Risk-weighted assets | 6,535,000 | 6,482,000 | 6,686,000 | 7,260,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WHITEWATER — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.