Call reports 2025
FIRST BANK BLUE EARTH — 2025
What FIRST BANK BLUE EARTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 303,378,000 | 305,899,000 | 305,574,000 | 322,294,000 |
| Total loans | 205,867,000 | 210,217,000 | 213,203,000 | 213,429,000 |
| Allowance for loan losses | 2,298,000 | 2,303,000 | 2,365,000 | 2,359,000 |
| Securities available for sale | 20,657,000 | 17,127,000 | 16,856,000 | 16,610,000 |
| Securities held to maturity | 64,478,000 | 64,584,000 | 64,697,000 | 64,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,725,000 | 266,237,000 | 263,122,000 | 280,877,000 |
| Interest-bearing deposits | 214,052,000 | 221,343,000 | 214,317,000 | 233,816,000 |
| Noninterest-bearing deposits | 48,673,000 | 44,894,000 | 48,805,000 | 47,061,000 |
| Equity capital | 19,950,000 | 21,014,000 | 22,104,000 | 23,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,229,000 | 11,055,000 | 14,920,000 |
| Interest expense | 1,879,000 | 3,749,000 | 5,476,000 | 7,472,000 |
| Net interest income | 1,647,000 | 3,480,000 | 5,579,000 | 7,448,000 |
| Noninterest income | 232,000 | 477,000 | 954,000 | 1,401,000 |
| Noninterest expense | 1,426,000 | 2,913,000 | 4,548,000 | 5,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 429,000 | 655,000 | 1,596,000 | 2,534,000 |
| Income tax | 37,000 | 43,000 | 78,000 | 168,000 |
| Net income | 392,000 | 612,000 | 1,518,000 | 2,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,620,000 | 29,739,000 | 30,225,000 | 30,648,000 |
| Total capital | — | — | 32,590,000 | — |
| Risk-weighted assets | — | — | 249,622,000 | — |