Call reports 2020
FIRST BANK BLUE EARTH — 2020
What FIRST BANK BLUE EARTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,032,000 | 268,390,000 | 272,734,000 | 282,953,000 |
| Total loans | 164,935,000 | 172,584,000 | 172,234,000 | 171,159,000 |
| Allowance for loan losses | 3,020,000 | 3,046,000 | 3,105,000 | 3,100,000 |
| Securities available for sale | 73,183,000 | 79,466,000 | 89,625,000 | 103,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,978,000 | 240,171,000 | 243,765,000 | 250,788,000 |
| Interest-bearing deposits | 178,003,000 | 197,235,000 | 200,548,000 | 204,049,000 |
| Noninterest-bearing deposits | 38,975,000 | 42,936,000 | 43,217,000 | 46,739,000 |
| Equity capital | 26,392,000 | 27,026,000 | 27,526,000 | 28,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 4,869,000 | 7,240,000 | 9,672,000 |
| Interest expense | 562,000 | 1,004,000 | 1,401,000 | 1,778,000 |
| Net interest income | 1,895,000 | 3,865,000 | 5,839,000 | 7,894,000 |
| Noninterest income | 184,000 | 362,000 | 510,000 | 792,000 |
| Noninterest expense | 1,120,000 | 2,207,000 | 3,299,000 | 4,510,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 960,000 | 2,053,000 | 3,038,000 | 4,241,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 959,000 | 2,052,000 | 3,036,000 | 4,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,828,000 | 24,446,000 | 24,648,000 | 25,267,000 |