Call reports 2016
FIRST BANK BLUE EARTH — 2016
What FIRST BANK BLUE EARTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,361,000 | 205,649,000 | 205,219,000 | 212,213,000 |
| Total loans | 136,291,000 | 138,334,000 | 143,807,000 | 150,544,000 |
| Allowance for loan losses | 2,097,000 | 2,134,000 | 2,087,000 | 2,078,000 |
| Securities available for sale | 54,965,000 | 56,253,000 | 51,369,000 | 51,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,202,000 | 181,075,000 | 175,821,000 | 185,570,000 |
| Interest-bearing deposits | 147,981,000 | 150,907,000 | 146,124,000 | 150,244,000 |
| Noninterest-bearing deposits | 28,221,000 | 30,168,000 | 29,697,000 | 35,326,000 |
| Equity capital | 21,967,000 | 21,952,000 | 22,135,000 | 20,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,683,000 | 5,553,000 | 7,430,000 |
| Interest expense | 241,000 | 487,000 | 720,000 | 950,000 |
| Net interest income | 1,577,000 | 3,196,000 | 4,833,000 | 6,480,000 |
| Noninterest income | 285,000 | 474,000 | 660,000 | 886,000 |
| Noninterest expense | 928,000 | 1,832,000 | 2,815,000 | 3,840,000 |
| Provision for loan losses | 76,000 | 76,000 | 76,000 | 116,000 |
| Pretax income | 913,000 | 1,906,000 | 2,811,000 | 3,626,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 913,000 | 1,905,000 | 2,810,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,246,000 | 20,912,000 | 21,045,000 | 21,166,000 |
| Total capital | 22,999,000 | 22,850,000 | 22,957,000 | 23,142,000 |
| Risk-weighted assets | 139,870,000 | 154,812,000 | 152,638,000 | 158,044,000 |