Call reports 2015
FIRST BANK BLUE EARTH — 2015
What FIRST BANK BLUE EARTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,974,000 | 193,575,000 | 196,074,000 | 206,831,000 |
| Total loans | 125,537,000 | 132,100,000 | 133,228,000 | 142,961,000 |
| Allowance for loan losses | 1,755,000 | 1,958,000 | 1,945,000 | 1,976,000 |
| Securities available for sale | 53,828,000 | 51,854,000 | 51,749,000 | 49,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,055,000 | 168,329,000 | 171,458,000 | 184,720,000 |
| Interest-bearing deposits | 141,545,000 | 142,985,000 | 143,847,000 | 154,172,000 |
| Noninterest-bearing deposits | 25,510,000 | 25,344,000 | 27,612,000 | 30,548,000 |
| Equity capital | 21,552,000 | 20,358,000 | 20,936,000 | 20,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,522,000 | 5,344,000 | 7,219,000 |
| Interest expense | 228,000 | 459,000 | 694,000 | 930,000 |
| Net interest income | 1,495,000 | 3,063,000 | 4,650,000 | 6,289,000 |
| Noninterest income | 166,000 | 326,000 | 556,000 | 774,000 |
| Noninterest expense | 862,000 | 1,735,000 | 2,668,000 | 3,716,000 |
| Provision for loan losses | 10,000 | 10,000 | 60,000 | 140,000 |
| Pretax income | 801,000 | 1,752,000 | 2,586,000 | 3,496,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 801,000 | 1,751,000 | 2,585,000 | 3,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,312,000 | 19,941,000 | 20,149,000 | 20,334,000 |
| Total capital | 21,937,000 | 21,671,000 | 21,884,000 | 22,246,000 |
| Risk-weighted assets | 129,886,000 | 138,197,000 | 138,435,000 | 152,995,000 |