Call reports 2014
FIRST BANK BLUE EARTH — 2014
What FIRST BANK BLUE EARTH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 180,012,000 | 180,326,000 | 187,767,000 | 197,514,000 |
| Total loans | 122,230,000 | 127,541,000 | 126,710,000 | 133,351,000 |
| Allowance for loan losses | 1,649,000 | 1,626,000 | 1,629,000 | 1,685,000 |
| Securities available for sale | 49,363,000 | 43,528,000 | 44,936,000 | 47,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,474,000 | 159,449,000 | 166,619,000 | 175,592,000 |
| Interest-bearing deposits | 130,115,000 | 136,037,000 | 140,986,000 | 147,080,000 |
| Noninterest-bearing deposits | 23,360,000 | 23,412,000 | 25,633,000 | 28,512,000 |
| Equity capital | 19,382,000 | 19,499,000 | 19,828,000 | 20,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,523,000 | 5,294,000 | 7,086,000 |
| Interest expense | 225,000 | 463,000 | 698,000 | 936,000 |
| Net interest income | 1,500,000 | 3,060,000 | 4,596,000 | 6,150,000 |
| Noninterest income | 173,000 | 362,000 | 569,000 | 761,000 |
| Noninterest expense | 826,000 | 1,656,000 | 2,501,000 | 3,434,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 847,000 | 1,805,000 | 2,703,000 | 3,481,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 847,000 | 1,804,000 | 2,702,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,538,000 | 19,216,000 | 19,400,000 | 19,511,000 |
| Total capital | 21,148,000 | 20,842,000 | 21,029,000 | 21,196,000 |
| Risk-weighted assets | 128,716,000 | 132,397,000 | 132,342,000 | 137,224,000 |