Call reports 2013
FIRST BANK BLUE EARTH — 2013
What FIRST BANK BLUE EARTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,186,000 | 171,966,000 | 173,157,000 | 186,538,000 |
| Total loans | 117,033,000 | 117,092,000 | 118,316,000 | 130,812,000 |
| Allowance for loan losses | 2,108,000 | 2,249,000 | 1,716,000 | 1,658,000 |
| Securities available for sale | 40,476,000 | 40,885,000 | 45,832,000 | 42,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,204,000 | 152,345,000 | 149,648,000 | 155,363,000 |
| Interest-bearing deposits | 125,320,000 | 129,702,000 | 126,963,000 | 131,293,000 |
| Noninterest-bearing deposits | 22,884,000 | 22,643,000 | 22,685,000 | 24,070,000 |
| Equity capital | 19,631,000 | 18,224,000 | 17,900,000 | 17,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,286,000 | 4,978,000 | 6,745,000 |
| Interest expense | 228,000 | 455,000 | 678,000 | 908,000 |
| Net interest income | 1,406,000 | 2,831,000 | 4,300,000 | 5,837,000 |
| Noninterest income | 172,000 | 370,000 | 557,000 | 764,000 |
| Noninterest expense | 850,000 | 1,606,000 | 2,361,000 | 3,231,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 758,000 | 1,625,000 | 3,026,000 | 3,899,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 757,000 | 1,624,000 | 3,024,000 | 3,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,455,000 | 18,117,000 | 18,402,000 | 18,694,000 |
| Total capital | 19,933,000 | 19,613,000 | 19,935,000 | 20,352,000 |
| Risk-weighted assets | 117,634,000 | 118,907,000 | 122,490,000 | 134,759,000 |