Call reports 2025
FARMERS STATE BANK AND TRUST COMPANY, THE — 2025
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 220,783,000 | 218,703,000 | 212,042,000 | 209,289,000 |
| Total loans | 100,399,000 | 99,896,000 | 96,504,000 | 99,477,000 |
| Allowance for loan losses | 2,482,000 | 2,431,000 | 2,349,000 | 2,301,000 |
| Securities available for sale | 19,685,000 | 22,274,000 | 21,927,000 | 18,288,000 |
| Securities held to maturity | 72,028,000 | 71,049,000 | 69,282,000 | 67,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,666,000 | 189,433,000 | 182,598,000 | 179,665,000 |
| Interest-bearing deposits | 116,437,000 | 115,182,000 | 106,127,000 | 101,232,000 |
| Noninterest-bearing deposits | 75,229,000 | 74,251,000 | 76,471,000 | 78,433,000 |
| Equity capital | 28,461,000 | 28,496,000 | 28,936,000 | 29,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,232,000 | 6,320,000 | 8,388,000 |
| Interest expense | 423,000 | 819,000 | 1,141,000 | 1,387,000 |
| Net interest income | 1,691,000 | 3,413,000 | 5,179,000 | 7,001,000 |
| Noninterest income | 460,000 | 1,005,000 | 1,478,000 | 2,145,000 |
| Noninterest expense | 1,623,000 | 3,673,000 | 5,545,000 | 7,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 729,000 | 1,096,000 | 1,382,000 |
| Income tax | 0 | 68,000 | 120,000 | 114,000 |
| Net income | 512,000 | 661,000 | 976,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,772,000 | 28,729,000 | 29,045,000 | 29,169,000 |