Call reports 2024
FARMERS STATE BANK AND TRUST COMPANY, THE — 2024
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 224,973,000 | 217,552,000 | 218,540,000 | 228,803,000 |
| Total loans | 109,457,000 | 110,082,000 | 106,809,000 | 104,799,000 |
| Allowance for loan losses | 3,085,000 | 2,673,000 | 2,600,000 | 2,479,000 |
| Securities available for sale | 14,390,000 | 15,693,000 | 16,036,000 | 18,967,000 |
| Securities held to maturity | 77,411,000 | 74,972,000 | 72,990,000 | 71,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,196,000 | 189,415,000 | 189,499,000 | 200,254,000 |
| Interest-bearing deposits | 122,828,000 | 120,129,000 | 118,385,000 | 126,049,000 |
| Noninterest-bearing deposits | 74,368,000 | 69,286,000 | 71,114,000 | 74,205,000 |
| Equity capital | 27,194,000 | 27,546,000 | 28,423,000 | 27,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,171,000 | 6,221,000 | 8,352,000 |
| Interest expense | 530,000 | 1,051,000 | 1,582,000 | 2,054,000 |
| Net interest income | 1,517,000 | 3,120,000 | 4,639,000 | 6,298,000 |
| Noninterest income | 448,000 | 875,000 | 1,607,000 | 2,204,000 |
| Noninterest expense | 1,604,000 | 3,380,000 | 4,954,000 | 7,112,000 |
| Provision for loan losses | 0 | -366,000 | -366,000 | -366,000 |
| Pretax income | 406,000 | 1,015,000 | 1,692,000 | 1,789,000 |
| Income tax | 0 | 61,000 | 121,000 | 570,000 |
| Net income | 406,000 | 954,000 | 1,571,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,850,000 | 28,164,000 | 28,780,000 | 28,260,000 |