Call reports 2023
FARMERS STATE BANK AND TRUST COMPANY, THE — 2023
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,458,000 | 227,374,000 | 224,192,000 | 223,187,000 |
| Total loans | 109,618,000 | 112,952,000 | 110,954,000 | 111,526,000 |
| Allowance for loan losses | 3,042,000 | 3,091,000 | 3,153,000 | 3,116,000 |
| Securities available for sale | 21,470,000 | 13,005,000 | 12,954,000 | 13,306,000 |
| Securities held to maturity | 88,286,000 | 85,753,000 | 83,420,000 | 80,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,031,000 | 193,105,000 | 187,556,000 | 195,421,000 |
| Interest-bearing deposits | 115,565,000 | 112,376,000 | 111,965,000 | 115,527,000 |
| Noninterest-bearing deposits | 83,466,000 | 80,729,000 | 75,591,000 | 79,894,000 |
| Equity capital | 26,102,000 | 25,772,000 | 26,075,000 | 26,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,782,000 | 5,791,000 | 7,812,000 |
| Interest expense | 295,000 | 695,000 | 1,231,000 | 1,759,000 |
| Net interest income | 1,544,000 | 3,087,000 | 4,560,000 | 6,053,000 |
| Noninterest income | 487,000 | 1,071,000 | 1,632,000 | 2,320,000 |
| Noninterest expense | 1,554,000 | 3,228,000 | 4,897,000 | 6,554,000 |
| Provision for loan losses | 0 | 63,000 | 171,000 | 171,000 |
| Pretax income | -30,000 | -368,000 | -112,000 | 403,000 |
| Income tax | 0 | 149,000 | 82,000 | -42,000 |
| Net income | -30,000 | -517,000 | -194,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,315,000 | 26,653,000 | 26,976,000 | 27,444,000 |