Call reports 2021
FARMERS STATE BANK AND TRUST COMPANY, THE — 2021
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 249,885,000 | 239,427,000 | 238,156,000 | 270,500,000 |
| Total loans | 107,924,000 | 105,670,000 | 107,876,000 | 105,950,000 |
| Allowance for loan losses | 2,633,000 | 2,093,000 | 2,284,000 | 2,401,000 |
| Securities available for sale | 20,982,000 | 22,801,000 | 22,787,000 | 25,078,000 |
| Securities held to maturity | 80,180,000 | 82,968,000 | 82,064,000 | 83,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,516,000 | 211,926,000 | 210,725,000 | 243,264,000 |
| Interest-bearing deposits | 137,956,000 | 137,091,000 | 135,341,000 | 161,868,000 |
| Noninterest-bearing deposits | 84,560,000 | 74,835,000 | 75,384,000 | 81,396,000 |
| Equity capital | 26,984,000 | 27,199,000 | 27,160,000 | 26,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,802,000 | 4,221,000 | 5,642,000 |
| Interest expense | 70,000 | 135,000 | 198,000 | 264,000 |
| Net interest income | 1,326,000 | 2,667,000 | 4,023,000 | 5,378,000 |
| Noninterest income | 700,000 | 1,455,000 | 2,067,000 | 2,816,000 |
| Noninterest expense | 1,445,000 | 2,955,000 | 4,655,000 | 6,400,000 |
| Provision for loan losses | 41,000 | 41,000 | 262,000 | 442,000 |
| Pretax income | 540,000 | 1,126,000 | 1,173,000 | 1,352,000 |
| Income tax | 50,000 | 240,000 | 358,000 | 402,000 |
| Net income | 490,000 | 886,000 | 815,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,994,000 | 27,216,000 | 27,145,000 | 27,108,000 |