Call reports 2020
FARMERS STATE BANK AND TRUST COMPANY, THE — 2020
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 209,552,000 | 237,589,000 | 217,103,000 | 233,075,000 |
| Total loans | 110,320,000 | 112,991,000 | 113,944,000 | 111,091,000 |
| Allowance for loan losses | 2,589,000 | 2,586,000 | 2,625,000 | 2,599,000 |
| Securities available for sale | 16,273,000 | 14,002,000 | 14,455,000 | 12,803,000 |
| Securities held to maturity | 56,471,000 | 70,184,000 | 71,615,000 | 68,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,968,000 | 190,158,000 | 186,661,000 | 206,044,000 |
| Interest-bearing deposits | 118,197,000 | 125,558,000 | 121,404,000 | 125,284,000 |
| Noninterest-bearing deposits | 60,771,000 | 64,600,000 | 65,257,000 | 80,760,000 |
| Equity capital | 25,853,000 | 26,147,000 | 26,581,000 | 26,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,528,000 | 5,143,000 | 6,648,000 |
| Interest expense | 106,000 | 183,000 | 257,000 | 329,000 |
| Net interest income | 1,741,000 | 3,345,000 | 4,886,000 | 6,319,000 |
| Noninterest income | 407,000 | 1,216,000 | 1,894,000 | 2,760,000 |
| Noninterest expense | 1,626,000 | 3,059,000 | 4,660,000 | 6,491,000 |
| Provision for loan losses | 200,000 | 200,000 | 240,000 | 241,000 |
| Pretax income | 322,000 | 1,302,000 | 1,880,000 | 2,347,000 |
| Income tax | 0 | 601,000 | 727,000 | 963,000 |
| Net income | 322,000 | 701,000 | 1,153,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,789,000 | 25,992,000 | 26,444,000 | 26,504,000 |