Call reports 2019
FARMERS STATE BANK AND TRUST COMPANY, THE — 2019
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,234,000 | 206,282,000 | 196,711,000 | 206,372,000 |
| Total loans | 109,392,000 | 110,377,000 | 113,733,000 | 113,109,000 |
| Allowance for loan losses | 2,001,000 | 2,232,000 | 2,419,000 | 2,405,000 |
| Securities available for sale | 20,039,000 | 20,858,000 | 17,913,000 | 17,436,000 |
| Securities held to maturity | 48,907,000 | 47,637,000 | 45,263,000 | 46,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,408,000 | 177,535,000 | 168,977,000 | 175,954,000 |
| Interest-bearing deposits | 116,075,000 | 114,588,000 | 113,212,000 | 115,714,000 |
| Noninterest-bearing deposits | 54,333,000 | 62,947,000 | 55,765,000 | 60,240,000 |
| Equity capital | 23,917,000 | 24,205,000 | 24,632,000 | 25,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,682,000 | 5,562,000 | 7,430,000 |
| Interest expense | 131,000 | 257,000 | 372,000 | 480,000 |
| Net interest income | 1,693,000 | 3,425,000 | 5,190,000 | 6,950,000 |
| Noninterest income | 377,000 | 891,000 | 1,359,000 | 2,022,000 |
| Noninterest expense | 1,598,000 | 3,070,000 | 4,585,000 | 6,147,000 |
| Provision for loan losses | 125,000 | 450,000 | 720,000 | 720,000 |
| Pretax income | 347,000 | 796,000 | 1,244,000 | 2,105,000 |
| Income tax | 0 | 62,000 | 90,000 | -98,000 |
| Net income | 347,000 | 734,000 | 1,154,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,957,000 | 24,168,000 | 24,588,000 | 25,467,000 |
| Total capital | 25,537,000 | 25,769,000 | 26,202,000 | 27,093,000 |
| Risk-weighted assets | 126,006,000 | 127,461,000 | 128,353,000 | 129,263,000 |