Call reports 2018
FARMERS STATE BANK AND TRUST COMPANY, THE — 2018
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,118,000 | 206,143,000 | 204,905,000 | 197,620,000 |
| Total loans | 107,628,000 | 112,230,000 | 112,228,000 | 111,141,000 |
| Allowance for loan losses | 2,355,000 | 2,686,000 | 1,616,000 | 1,890,000 |
| Securities available for sale | 16,477,000 | 17,059,000 | 17,000,000 | 16,703,000 |
| Securities held to maturity | 51,754,000 | 53,406,000 | 54,482,000 | 52,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,659,000 | 175,543,000 | 175,748,000 | 170,914,000 |
| Interest-bearing deposits | 132,625,000 | 130,343,000 | 127,274,000 | 124,847,000 |
| Noninterest-bearing deposits | 49,034,000 | 45,200,000 | 48,474,000 | 46,067,000 |
| Equity capital | 22,710,000 | 23,007,000 | 23,733,000 | 23,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,391,000 | 5,227,000 | 7,058,000 |
| Interest expense | 117,000 | 246,000 | 378,000 | 515,000 |
| Net interest income | 1,529,000 | 3,145,000 | 4,849,000 | 6,543,000 |
| Noninterest income | 370,000 | 894,000 | 1,311,000 | 1,926,000 |
| Noninterest expense | 1,582,000 | 2,918,000 | 4,498,000 | 6,127,000 |
| Provision for loan losses | 0 | 420,000 | 460,000 | 773,000 |
| Pretax income | 317,000 | 701,000 | 1,202,000 | 1,569,000 |
| Income tax | 0 | 26,000 | 53,000 | 573,000 |
| Net income | 317,000 | 675,000 | 1,149,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,855,000 | 23,174,000 | 23,933,000 | 23,611,000 |
| Total capital | 24,482,000 | 24,845,000 | 25,549,000 | 25,210,000 |
| Risk-weighted assets | 129,533,000 | 132,669,000 | 132,491,000 | 127,646,000 |