Call reports 2016
FARMERS STATE BANK AND TRUST COMPANY, THE — 2016
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,448,000 | 196,380,000 | 194,566,000 | 203,980,000 |
| Total loans | 107,973,000 | 113,484,000 | 113,950,000 | 113,379,000 |
| Allowance for loan losses | 2,337,000 | 2,341,000 | 2,290,000 | 2,428,000 |
| Securities available for sale | 17,625,000 | 17,878,000 | 16,857,000 | 17,396,000 |
| Securities held to maturity | 42,943,000 | 44,883,000 | 42,364,000 | 47,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,375,000 | 165,926,000 | 167,263,000 | 176,519,000 |
| Interest-bearing deposits | 123,343,000 | 127,079,000 | 125,871,000 | 129,213,000 |
| Noninterest-bearing deposits | 47,032,000 | 38,847,000 | 41,392,000 | 47,306,000 |
| Equity capital | 23,042,000 | 23,257,000 | 23,475,000 | 23,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,990,000 | 4,541,000 | 6,095,000 |
| Interest expense | 102,000 | 201,000 | 297,000 | 399,000 |
| Net interest income | 1,376,000 | 2,789,000 | 4,244,000 | 5,696,000 |
| Noninterest income | 360,000 | 893,000 | 1,351,000 | 2,047,000 |
| Noninterest expense | 1,460,000 | 2,986,000 | 4,624,000 | 6,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 180,000 |
| Pretax income | 276,000 | 696,000 | 971,000 | 1,435,000 |
| Income tax | 74,000 | 132,000 | 190,000 | 266,000 |
| Net income | 202,000 | 564,000 | 781,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,001,000 | 23,190,000 | 23,407,000 | 23,622,000 |
| Total capital | 24,790,000 | 25,013,000 | 25,213,000 | 25,255,000 |
| Risk-weighted assets | 142,558,000 | 145,355,000 | 144,023,000 | 129,842,000 |