Call reports 2015
FARMERS STATE BANK AND TRUST COMPANY, THE — 2015
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,191,000 | 188,108,000 | 192,112,000 | 191,042,000 |
| Total loans | 99,079,000 | 106,013,000 | 107,400,000 | 107,394,000 |
| Allowance for loan losses | 2,340,000 | 2,315,000 | 2,359,000 | 2,360,000 |
| Securities available for sale | 24,888,000 | 17,759,000 | 16,237,000 | 14,857,000 |
| Securities held to maturity | 47,174,000 | 49,322,000 | 46,496,000 | 44,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,292,000 | 160,568,000 | 163,927,000 | 162,753,000 |
| Interest-bearing deposits | 124,743,000 | 122,875,000 | 123,249,000 | 121,494,000 |
| Noninterest-bearing deposits | 39,549,000 | 37,693,000 | 40,678,000 | 41,259,000 |
| Equity capital | 22,519,000 | 22,549,000 | 22,912,000 | 22,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,982,000 | 4,515,000 | 6,041,000 |
| Interest expense | 97,000 | 193,000 | 293,000 | 393,000 |
| Net interest income | 1,381,000 | 2,789,000 | 4,222,000 | 5,648,000 |
| Noninterest income | 386,000 | 907,000 | 1,334,000 | 1,952,000 |
| Noninterest expense | 1,516,000 | 3,066,000 | 4,479,000 | 6,189,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 120,000 |
| Pretax income | 251,000 | 640,000 | 1,027,000 | 1,301,000 |
| Income tax | 51,000 | 151,000 | 201,000 | 361,000 |
| Net income | 200,000 | 489,000 | 826,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,408,000 | 22,520,000 | 22,858,000 | 22,799,000 |
| Total capital | 24,059,000 | 24,266,000 | 24,581,000 | 24,527,000 |
| Risk-weighted assets | 131,367,000 | 139,071,000 | 137,240,000 | 137,589,000 |