Call reports 2014
FARMERS STATE BANK AND TRUST COMPANY, THE — 2014
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,288,000 | 192,630,000 | 193,402,000 | 189,932,000 |
| Total loans | 92,417,000 | 93,486,000 | 95,475,000 | 99,438,000 |
| Allowance for loan losses | 2,369,000 | 2,372,000 | 2,342,000 | 2,351,000 |
| Securities available for sale | 30,230,000 | 29,707,000 | 27,212,000 | 25,434,000 |
| Securities held to maturity | 50,589,000 | 55,722,000 | 52,676,000 | 50,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,533,000 | 163,246,000 | 157,585,000 | 163,220,000 |
| Interest-bearing deposits | 136,170,000 | 128,037,000 | 120,835,000 | 123,552,000 |
| Noninterest-bearing deposits | 36,363,000 | 35,209,000 | 36,750,000 | 39,668,000 |
| Equity capital | 21,798,000 | 22,003,000 | 22,304,000 | 22,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,958,000 | 4,474,000 | 5,991,000 |
| Interest expense | 112,000 | 218,000 | 329,000 | 433,000 |
| Net interest income | 1,340,000 | 2,740,000 | 4,145,000 | 5,558,000 |
| Noninterest income | 470,000 | 984,000 | 1,376,000 | 1,983,000 |
| Noninterest expense | 1,458,000 | 2,992,000 | 4,422,000 | 6,094,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 165,000 |
| Pretax income | 287,000 | 667,000 | 1,034,000 | 1,282,000 |
| Income tax | 56,000 | 97,000 | 139,000 | 267,000 |
| Net income | 231,000 | 570,000 | 895,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,774,000 | 21,937,000 | 22,261,000 | 22,208,000 |
| Total capital | 23,316,000 | 23,480,000 | 23,838,000 | 23,808,000 |
| Risk-weighted assets | 122,529,000 | 122,644,000 | 125,407,000 | 127,211,000 |