Call reports 2013
FARMERS STATE BANK AND TRUST COMPANY, THE — 2013
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 196,652,000 | 189,047,000 | 183,107,000 | 190,281,000 |
| Total loans | 91,401,000 | 93,472,000 | 97,976,000 | 94,257,000 |
| Allowance for loan losses | 2,179,000 | 2,219,000 | 2,412,000 | 2,302,000 |
| Securities available for sale | 33,527,000 | 34,332,000 | 32,039,000 | 29,891,000 |
| Securities held to maturity | 42,687,000 | 41,408,000 | 38,724,000 | 42,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,965,000 | 158,619,000 | 153,454,000 | 159,798,000 |
| Interest-bearing deposits | 130,904,000 | 124,181,000 | 118,785,000 | 123,729,000 |
| Noninterest-bearing deposits | 37,061,000 | 34,438,000 | 34,669,000 | 36,069,000 |
| Equity capital | 21,516,000 | 21,502,000 | 21,496,000 | 21,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,875,000 | 4,326,000 | 5,779,000 |
| Interest expense | 140,000 | 265,000 | 387,000 | 501,000 |
| Net interest income | 1,297,000 | 2,610,000 | 3,939,000 | 5,278,000 |
| Noninterest income | 409,000 | 1,080,000 | 1,528,000 | 2,205,000 |
| Noninterest expense | 1,458,000 | 3,020,000 | 4,473,000 | 6,055,000 |
| Provision for loan losses | 75,000 | 150,000 | 385,000 | 531,000 |
| Pretax income | 173,000 | 520,000 | 546,000 | 834,000 |
| Income tax | 60,000 | 101,000 | 143,000 | 170,000 |
| Net income | 113,000 | 419,000 | 403,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,341,000 | 21,470,000 | 21,456,000 | 21,542,000 |
| Total capital | 22,860,000 | 22,982,000 | 22,979,000 | 23,063,000 |
| Risk-weighted assets | 120,862,000 | 120,263,000 | 120,986,000 | 120,926,000 |