Call reports 2012
FARMERS STATE BANK AND TRUST COMPANY, THE — 2012
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,585,000 | 185,389,000 | 187,881,000 | 190,113,000 |
| Total loans | 94,408,000 | 92,944,000 | 92,670,000 | 93,515,000 |
| Allowance for loan losses | 1,673,000 | 1,822,000 | 1,870,000 | 2,117,000 |
| Securities available for sale | 33,780,000 | 37,756,000 | 35,547,000 | 33,035,000 |
| Securities held to maturity | 33,700,000 | 31,239,000 | 29,677,000 | 37,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,012,000 | 155,573,000 | 156,461,000 | 162,311,000 |
| Interest-bearing deposits | 122,832,000 | 123,763,000 | 124,477,000 | 129,523,000 |
| Noninterest-bearing deposits | 29,180,000 | 31,810,000 | 31,984,000 | 32,788,000 |
| Equity capital | 21,462,000 | 21,310,000 | 21,533,000 | 21,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,163,000 | 4,693,000 | 6,195,000 |
| Interest expense | 256,000 | 443,000 | 608,000 | 754,000 |
| Net interest income | 1,334,000 | 2,720,000 | 4,085,000 | 5,441,000 |
| Noninterest income | 414,000 | 970,000 | 1,423,000 | 2,090,000 |
| Noninterest expense | 1,455,000 | 3,019,000 | 4,504,000 | 6,214,000 |
| Provision for loan losses | 90,000 | 420,000 | 510,000 | 800,000 |
| Pretax income | 204,000 | 252,000 | 495,000 | 518,000 |
| Income tax | 25,000 | 43,000 | 61,000 | -37,000 |
| Net income | 179,000 | 209,000 | 434,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,200,000 | 21,054,000 | 21,279,000 | 21,228,000 |
| Total capital | 22,738,000 | 22,567,000 | 22,807,000 | 22,754,000 |
| Risk-weighted assets | 122,871,000 | 120,769,000 | 121,884,000 | 121,452,000 |