Call reports 2011
FARMERS STATE BANK AND TRUST COMPANY, THE — 2011
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,920,000 | 181,271,000 | 179,686,000 | 184,798,000 |
| Total loans | 98,679,000 | 97,959,000 | 94,550,000 | 94,022,000 |
| Allowance for loan losses | 1,433,000 | 1,830,000 | 1,557,000 | 1,635,000 |
| Securities available for sale | 32,499,000 | 35,170,000 | 32,573,000 | 32,976,000 |
| Securities held to maturity | 22,299,000 | 27,276,000 | 26,656,000 | 28,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,261,000 | 150,805,000 | 150,015,000 | 154,487,000 |
| Interest-bearing deposits | 125,973,000 | 125,169,000 | 121,937,000 | 124,407,000 |
| Noninterest-bearing deposits | 27,288,000 | 25,636,000 | 28,078,000 | 30,080,000 |
| Equity capital | 21,069,000 | 21,276,000 | 21,388,000 | 21,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,449,000 | 5,116,000 | 6,780,000 |
| Interest expense | 356,000 | 692,000 | 1,006,000 | 1,301,000 |
| Net interest income | 1,352,000 | 2,757,000 | 4,110,000 | 5,479,000 |
| Noninterest income | 417,000 | 895,000 | 1,279,000 | 1,900,000 |
| Noninterest expense | 1,618,000 | 3,149,000 | 4,796,000 | 6,711,000 |
| Provision for loan losses | 0 | 420,000 | 500,000 | 620,000 |
| Pretax income | 151,000 | 83,000 | 100,000 | 55,000 |
| Income tax | 16,000 | -268,000 | -252,000 | -370,000 |
| Net income | 135,000 | 351,000 | 352,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,081,000 | 21,122,000 | 21,122,000 | 21,022,000 |
| Total capital | 22,514,000 | 22,694,000 | 22,655,000 | 22,567,000 |
| Risk-weighted assets | 127,390,000 | 125,533,000 | 122,604,000 | 123,483,000 |