Call reports 2010
FARMERS STATE BANK AND TRUST COMPANY, THE — 2010
What FARMERS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,500,000 | 173,719,000 | 174,216,000 | 174,791,000 |
| Total loans | 107,643,000 | 107,641,000 | 104,583,000 | 100,026,000 |
| Allowance for loan losses | 1,337,000 | 1,365,000 | 1,648,000 | 1,449,000 |
| Securities available for sale | 30,286,000 | 23,498,000 | 22,677,000 | 30,230,000 |
| Securities held to maturity | 23,542,000 | 22,594,000 | 21,724,000 | 22,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,165,000 | 145,127,000 | 145,603,000 | 144,265,000 |
| Interest-bearing deposits | 127,562,000 | 120,802,000 | 118,565,000 | 117,219,000 |
| Noninterest-bearing deposits | 23,603,000 | 24,325,000 | 27,038,000 | 27,046,000 |
| Equity capital | 21,278,000 | 21,461,000 | 21,389,000 | 20,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,005,000 | 5,897,000 | 7,675,000 |
| Interest expense | 529,000 | 1,011,000 | 1,458,000 | 1,869,000 |
| Net interest income | 1,474,000 | 2,994,000 | 4,439,000 | 5,806,000 |
| Noninterest income | 279,000 | 737,000 | 1,140,000 | 1,692,000 |
| Noninterest expense | 1,530,000 | 3,006,000 | 4,589,000 | 6,307,000 |
| Provision for loan losses | 120,000 | 240,000 | 604,000 | 1,064,000 |
| Pretax income | 104,000 | 486,000 | 387,000 | 128,000 |
| Income tax | 67,000 | 134,000 | 201,000 | 62,000 |
| Net income | 37,000 | 352,000 | 186,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,194,000 | 21,336,000 | 21,167,000 | 20,947,000 |
| Total capital | 22,531,000 | 22,701,000 | 22,815,000 | 22,396,000 |
| Risk-weighted assets | 130,626,000 | 139,202,000 | 127,017,000 | 125,283,000 |