Call reports 2025
PEOPLES STATE BANK OF WELLS — 2025
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 59,510,000 | 58,725,000 | 58,164,000 | 62,129,000 |
| Total loans | 40,839,000 | 41,951,000 | 41,834,000 | 41,236,000 |
| Allowance for loan losses | 524,000 | 524,000 | 524,000 | 524,000 |
| Securities available for sale | 11,488,000 | 9,459,000 | 8,805,000 | 7,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,182,000 | 52,142,000 | 51,312,000 | 55,228,000 |
| Interest-bearing deposits | 40,493,000 | 39,395,000 | 39,672,000 | 41,163,000 |
| Noninterest-bearing deposits | 12,689,000 | 12,747,000 | 11,640,000 | 14,065,000 |
| Equity capital | 6,227,000 | 6,474,000 | 6,728,000 | 6,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,455,000 | 2,212,000 | 2,969,000 |
| Interest expense | 180,000 | 358,000 | 530,000 | 699,000 |
| Net interest income | 548,000 | 1,097,000 | 1,682,000 | 2,270,000 |
| Noninterest income | 20,000 | 37,000 | 56,000 | 71,000 |
| Noninterest expense | 330,000 | 672,000 | 1,003,000 | 1,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 460,000 | 733,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 460,000 | 733,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,480,000 | 6,626,000 | 6,607,000 |
| Total capital | 6,887,000 | 7,004,000 | 7,150,000 | 7,131,000 |
| Risk-weighted assets | 43,355,000 | 44,400,000 | 45,251,000 | 44,749,000 |