Call reports 2023
PEOPLES STATE BANK OF WELLS — 2023
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,615,000 | 60,688,000 | 61,031,000 | 64,185,000 |
| Total loans | 39,594,000 | 38,937,000 | 38,104,000 | 41,937,000 |
| Allowance for loan losses | 524,000 | 524,000 | 524,000 | 524,000 |
| Securities available for sale | 15,034,000 | 14,739,000 | 13,929,000 | 13,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,065,000 | 54,841,000 | 55,443,000 | 55,214,000 |
| Interest-bearing deposits | 42,957,000 | 43,526,000 | 42,245,000 | 40,968,000 |
| Noninterest-bearing deposits | 13,107,000 | 11,315,000 | 13,198,000 | 14,246,000 |
| Equity capital | 5,482,000 | 5,481,000 | 5,503,000 | 6,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,255,000 | 1,891,000 | 2,537,000 |
| Interest expense | 54,000 | 164,000 | 303,000 | 455,000 |
| Net interest income | 565,000 | 1,091,000 | 1,588,000 | 2,082,000 |
| Noninterest income | 23,000 | 39,000 | 84,000 | 109,000 |
| Noninterest expense | 327,000 | 658,000 | 936,000 | 1,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 479,000 | 752,000 | 953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 479,000 | 752,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,016,000 | 6,099,000 | 6,251,000 | 6,377,000 |
| Total capital | 6,540,000 | 6,623,000 | 6,767,000 | 6,901,000 |
| Risk-weighted assets | 44,671,000 | 43,782,000 | 41,347,000 | 45,405,000 |