Call reports 2022
PEOPLES STATE BANK OF WELLS — 2022
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,886,000 | 62,978,000 | 59,270,000 | 65,732,000 |
| Total loans | 36,673,000 | 36,206,000 | 36,686,000 | 43,057,000 |
| Allowance for loan losses | 523,000 | 524,000 | 524,000 | 524,000 |
| Securities available for sale | 10,306,000 | 11,541,000 | 14,739,000 | 14,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,060,000 | 57,499,000 | 54,224,000 | 56,187,000 |
| Interest-bearing deposits | 32,293,000 | 32,589,000 | 42,055,000 | 40,582,000 |
| Noninterest-bearing deposits | 25,767,000 | 24,910,000 | 12,169,000 | 15,605,000 |
| Equity capital | 5,794,000 | 5,440,000 | 5,004,000 | 5,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 932,000 | 1,477,000 | 2,060,000 |
| Interest expense | 28,000 | 55,000 | 83,000 | 132,000 |
| Net interest income | 422,000 | 877,000 | 1,394,000 | 1,928,000 |
| Noninterest income | 42,000 | 62,000 | 80,000 | 96,000 |
| Noninterest expense | 318,000 | 639,000 | 948,000 | 1,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 289,000 | 516,000 | 744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 289,000 | 516,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,668,000 | 5,764,000 | 5,923,000 | 6,066,000 |
| Total capital | 6,191,000 | 6,288,000 | 6,442,000 | 6,590,000 |
| Risk-weighted assets | 42,154,000 | 42,002,000 | 41,538,000 | 47,298,000 |