Call reports 2021
PEOPLES STATE BANK OF WELLS — 2021
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,080,000 | 61,715,000 | 60,266,000 | 61,935,000 |
| Total loans | 38,711,000 | 38,383,000 | 38,475,000 | 42,579,000 |
| Allowance for loan losses | 523,000 | 523,000 | 523,000 | 523,000 |
| Securities available for sale | 3,099,000 | 5,937,000 | 8,377,000 | 8,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,501,000 | 55,085,000 | 53,597,000 | 55,020,000 |
| Interest-bearing deposits | 44,817,000 | 43,432,000 | 42,169,000 | 41,365,000 |
| Noninterest-bearing deposits | 11,684,000 | 11,653,000 | 11,428,000 | 13,655,000 |
| Equity capital | 6,531,000 | 6,583,000 | 6,616,000 | 6,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 923,000 | 1,378,000 | 2,148,000 |
| Interest expense | 70,000 | 125,000 | 172,000 | 207,000 |
| Net interest income | 400,000 | 798,000 | 1,206,000 | 1,941,000 |
| Noninterest income | 31,000 | 59,000 | 95,000 | 83,000 |
| Noninterest expense | 309,000 | 617,000 | 923,000 | 1,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 250,000 | 392,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 250,000 | 392,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,538,000 | 5,622,000 | 5,721,000 | 6,040,000 |
| Total capital | 6,061,000 | 6,066,000 | 6,161,000 | 6,563,000 |
| Risk-weighted assets | 51,866,000 | 35,443,000 | 35,131,000 | 43,685,000 |