Call reports 2019
PEOPLES STATE BANK OF WELLS — 2019
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 53,344,000 | 53,444,000 | 55,131,000 | 58,278,000 |
| Total loans | 45,649,000 | 46,148,000 | 44,236,000 | 45,039,000 |
| Allowance for loan losses | 343,000 | 578,000 | 566,000 | 560,000 |
| Securities available for sale | 3,178,000 | 3,160,000 | 3,032,000 | 2,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,796,000 | 46,601,000 | 48,148,000 | 51,226,000 |
| Interest-bearing deposits | 39,255,000 | 39,219,000 | 39,883,000 | 39,322,000 |
| Noninterest-bearing deposits | 7,540,000 | 7,382,000 | 8,265,000 | 11,904,000 |
| Equity capital | 6,504,000 | 6,796,000 | 6,930,000 | 7,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,245,000 | 1,878,000 | 2,485,000 |
| Interest expense | 80,000 | 176,000 | 283,000 | 389,000 |
| Net interest income | 536,000 | 1,069,000 | 1,595,000 | 2,096,000 |
| Noninterest income | 31,000 | 51,000 | 72,000 | 116,000 |
| Noninterest expense | 354,000 | 808,000 | 1,086,000 | 1,433,000 |
| Provision for loan losses | 22,000 | -178,000 | -178,000 | -178,000 |
| Pretax income | 191,000 | 490,000 | 759,000 | 957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 490,000 | 759,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,528,000 | 5,794,000 | 5,929,000 | 6,011,000 |
| Total capital | 5,871,000 | 6,343,000 | 6,457,000 | 6,551,000 |
| Risk-weighted assets | 44,341,000 | 43,951,000 | 42,225,000 | 43,231,000 |