Call reports 2018
PEOPLES STATE BANK OF WELLS — 2018
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,232,000 | 52,532,000 | 51,890,000 | 55,468,000 |
| Total loans | 45,244,000 | 45,366,000 | 45,117,000 | 46,417,000 |
| Allowance for loan losses | 311,000 | 301,000 | 301,000 | 321,000 |
| Securities available for sale | 3,470,000 | 3,405,000 | 3,326,000 | 3,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,702,000 | 46,121,000 | 45,379,000 | 48,761,000 |
| Interest-bearing deposits | 39,868,000 | 38,908,000 | 37,515,000 | 38,274,000 |
| Noninterest-bearing deposits | 8,834,000 | 7,213,000 | 7,864,000 | 10,487,000 |
| Equity capital | 6,499,000 | 6,310,000 | 6,470,000 | 6,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,196,000 | 1,804,000 | 2,414,000 |
| Interest expense | 52,000 | 103,000 | 159,000 | 226,000 |
| Net interest income | 551,000 | 1,093,000 | 1,645,000 | 2,188,000 |
| Noninterest income | 36,000 | 62,000 | 90,000 | 112,000 |
| Noninterest expense | 320,000 | 639,000 | 962,000 | 1,287,000 |
| Provision for loan losses | 0 | 425,000 | 425,000 | 445,000 |
| Pretax income | 267,000 | 91,000 | 348,000 | 568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 91,000 | 348,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,541,000 | 5,365,000 | 5,552,000 | 5,724,000 |
| Total capital | 5,852,000 | 5,666,000 | 5,853,000 | 6,045,000 |
| Risk-weighted assets | 43,038,000 | 43,283,000 | 43,044,000 | 44,444,000 |