Call reports 2017
PEOPLES STATE BANK OF WELLS — 2017
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,931,000 | 55,987,000 | 55,402,000 | 57,552,000 |
| Total loans | 44,987,000 | 45,415,000 | 44,404,000 | 45,219,000 |
| Allowance for loan losses | 192,000 | 191,000 | 211,000 | 311,000 |
| Securities available for sale | 3,842,000 | 3,810,000 | 3,729,000 | 3,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,240,000 | 48,696,000 | 48,400,000 | 50,652,000 |
| Interest-bearing deposits | 38,454,000 | 40,915,000 | 40,417,000 | 41,513,000 |
| Noninterest-bearing deposits | 8,786,000 | 7,781,000 | 7,983,000 | 9,139,000 |
| Equity capital | 6,621,000 | 6,822,000 | 6,972,000 | 6,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,219,000 | 1,830,000 | 2,598,000 |
| Interest expense | 40,000 | 88,000 | 141,000 | 195,000 |
| Net interest income | 565,000 | 1,131,000 | 1,689,000 | 2,403,000 |
| Noninterest income | 35,000 | 63,000 | 93,000 | 117,000 |
| Noninterest expense | 309,000 | 639,000 | 952,000 | 1,549,000 |
| Provision for loan losses | 20,000 | 20,000 | 40,000 | 140,000 |
| Pretax income | 271,000 | 535,000 | 790,000 | 831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 535,000 | 790,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,626,000 | 5,793,000 | 5,951,000 | 5,903,000 |
| Total capital | 5,818,000 | 5,984,000 | 6,162,000 | 6,214,000 |
| Risk-weighted assets | 43,281,000 | 43,713,000 | 42,741,000 | 42,667,000 |