Call reports 2016
PEOPLES STATE BANK OF WELLS — 2016
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,541,000 | 30,867,000 | 56,331,000 | 57,349,000 |
| Total loans | 23,917,000 | 23,292,000 | 43,731,000 | 46,050,000 |
| Allowance for loan losses | 177,000 | 177,000 | 176,000 | 172,000 |
| Securities available for sale | 2,509,000 | 2,487,000 | 4,272,000 | 3,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,565,000 | 26,882,000 | 49,587,000 | 49,732,000 |
| Interest-bearing deposits | 22,647,000 | 22,491,000 | 41,630,000 | 39,675,000 |
| Noninterest-bearing deposits | 4,918,000 | 4,391,000 | 7,957,000 | 10,058,000 |
| Equity capital | 3,949,000 | 3,956,000 | 6,705,000 | 6,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 607,000 | 1,041,000 | 1,655,000 |
| Interest expense | 21,000 | 43,000 | 76,000 | 120,000 |
| Net interest income | 284,000 | 564,000 | 965,000 | 1,535,000 |
| Noninterest income | 16,000 | 28,000 | 65,000 | 87,000 |
| Noninterest expense | 175,000 | 396,000 | 696,000 | 1,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 196,000 | 334,000 | 520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 196,000 | 334,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,880,000 | 3,855,000 | 6,149,000 | 5,718,000 |
| Total capital | 4,057,000 | 4,032,000 | 6,325,000 | 5,890,000 |
| Risk-weighted assets | 22,978,000 | 22,563,000 | 40,420,000 | 44,108,000 |