Call reports 2015
PEOPLES STATE BANK OF WELLS — 2015
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,669,000 | 29,004,000 | 29,414,000 | 31,167,000 |
| Total loans | 20,927,000 | 21,617,000 | 22,270,000 | 25,578,000 |
| Allowance for loan losses | 167,000 | 167,000 | 167,000 | 177,000 |
| Securities available for sale | 2,372,000 | 2,506,000 | 2,530,000 | 2,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,928,000 | 25,255,000 | 25,559,000 | 24,970,000 |
| Interest-bearing deposits | 21,771,000 | 20,703,000 | 20,336,000 | 20,342,000 |
| Noninterest-bearing deposits | 5,157,000 | 4,552,000 | 5,223,000 | 4,628,000 |
| Equity capital | 3,722,000 | 3,733,000 | 3,832,000 | 3,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 543,000 | 824,000 | 1,121,000 |
| Interest expense | 18,000 | 36,000 | 54,000 | 73,000 |
| Net interest income | 252,000 | 507,000 | 770,000 | 1,048,000 |
| Noninterest income | 25,000 | 43,000 | 60,000 | 73,000 |
| Noninterest expense | 167,000 | 324,000 | 484,000 | 690,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 110,000 | 226,000 | 346,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 226,000 | 346,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,658,000 | 3,733,000 | 3,785,000 | 3,810,000 |
| Total capital | 3,825,000 | 3,900,000 | 3,952,000 | 3,987,000 |
| Risk-weighted assets | 26,801,000 | 24,212,000 | 23,356,000 | 14,576,000 |