Call reports 2014
PEOPLES STATE BANK OF WELLS — 2014
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,270,000 | 28,372,000 | 28,705,000 | 29,977,000 |
| Total loans | 20,021,000 | 20,379,000 | 21,338,000 | 22,985,000 |
| Allowance for loan losses | 162,000 | 162,000 | 167,000 | 167,000 |
| Securities available for sale | 2,046,000 | 2,670,000 | 2,763,000 | 2,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,780,000 | 24,838,000 | 24,917,000 | 25,544,000 |
| Interest-bearing deposits | 21,050,000 | 20,526,000 | 20,375,000 | 20,398,000 |
| Noninterest-bearing deposits | 4,730,000 | 4,312,000 | 4,542,000 | 5,146,000 |
| Equity capital | 3,454,000 | 3,525,000 | 3,596,000 | 3,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 515,000 | 789,000 | 1,073,000 |
| Interest expense | 15,000 | 31,000 | 47,000 | 63,000 |
| Net interest income | 239,000 | 484,000 | 742,000 | 1,010,000 |
| Noninterest income | 18,000 | 34,000 | 48,000 | 61,000 |
| Noninterest expense | 165,000 | 332,000 | 494,000 | 671,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 92,000 | 186,000 | 291,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 186,000 | 291,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,424,000 | 3,483,000 | 3,546,000 | 3,589,000 |
| Total capital | 3,586,000 | 3,645,000 | 3,713,000 | 3,756,000 |
| Risk-weighted assets | 20,918,000 | 21,589,000 | 22,163,000 | 23,570,000 |