Call reports 2013
PEOPLES STATE BANK OF WELLS — 2013
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,664,000 | 28,027,000 | 28,447,000 | 28,930,000 |
| Total loans | 19,881,000 | 19,393,000 | 19,690,000 | 21,791,000 |
| Allowance for loan losses | 163,000 | 163,000 | 163,000 | 162,000 |
| Securities available for sale | 1,134,000 | 1,198,000 | 1,536,000 | 1,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,355,000 | 24,684,000 | 25,053,000 | 24,926,000 |
| Interest-bearing deposits | 22,855,000 | 20,733,000 | 19,817,000 | 19,016,000 |
| Noninterest-bearing deposits | 5,500,000 | 3,951,000 | 5,236,000 | 5,910,000 |
| Equity capital | 3,292,000 | 3,318,000 | 3,372,000 | 3,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 534,000 | 784,000 | 1,039,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 79,000 |
| Net interest income | 250,000 | 492,000 | 722,000 | 960,000 |
| Noninterest income | 19,000 | 34,000 | 45,000 | 59,000 |
| Noninterest expense | 156,000 | 312,000 | 466,000 | 653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 214,000 | 301,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 214,000 | 301,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,243,000 | 3,301,000 | 3,351,000 | 3,384,000 |
| Total capital | 3,406,000 | 3,464,000 | 3,514,000 | 3,546,000 |
| Risk-weighted assets | 20,588,000 | 20,216,000 | 20,620,000 | 22,668,000 |