Call reports 2012
PEOPLES STATE BANK OF WELLS — 2012
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,714,000 | 26,942,000 | 27,081,000 | 29,723,000 |
| Total loans | 18,762,000 | 19,537,000 | 19,375,000 | 22,521,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 163,000 |
| Securities available for sale | 1,103,000 | 1,248,000 | 1,333,000 | 1,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,606,000 | 23,814,000 | 23,888,000 | 26,484,000 |
| Interest-bearing deposits | 20,430,000 | 19,798,000 | 19,554,000 | 20,432,000 |
| Noninterest-bearing deposits | 4,176,000 | 4,016,000 | 4,334,000 | 6,052,000 |
| Equity capital | 3,057,000 | 3,117,000 | 3,178,000 | 3,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 558,000 | 830,000 | 1,109,000 |
| Interest expense | 29,000 | 56,000 | 81,000 | 104,000 |
| Net interest income | 254,000 | 502,000 | 749,000 | 1,005,000 |
| Noninterest income | 21,000 | 38,000 | 53,000 | 71,000 |
| Noninterest expense | 166,000 | 329,000 | 485,000 | 674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 211,000 | 317,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 211,000 | 317,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,007,000 | 3,061,000 | 3,124,000 | 3,173,000 |
| Total capital | 3,172,000 | 3,226,000 | 3,289,000 | 3,336,000 |
| Risk-weighted assets | 20,188,000 | 20,339,000 | 20,327,000 | 23,434,000 |