Call reports 2011
PEOPLES STATE BANK OF WELLS — 2011
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,936,000 | 25,031,000 | 26,207,000 | 27,202,000 |
| Total loans | 16,484,000 | 18,660,000 | 19,337,000 | 21,188,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 1,153,000 | 1,207,000 | 1,180,000 | 1,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,081,000 | 22,150,000 | 23,251,000 | 23,834,000 |
| Interest-bearing deposits | 21,866,000 | 18,801,000 | 19,872,000 | 19,334,000 |
| Noninterest-bearing deposits | 3,215,000 | 3,349,000 | 3,379,000 | 4,500,000 |
| Equity capital | 2,815,000 | 2,869,000 | 2,938,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 535,000 | 831,000 | 1,129,000 |
| Interest expense | 42,000 | 79,000 | 114,000 | 147,000 |
| Net interest income | 218,000 | 456,000 | 717,000 | 982,000 |
| Noninterest income | 22,000 | 40,000 | 55,000 | 73,000 |
| Noninterest expense | 163,000 | 333,000 | 501,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 163,000 | 271,000 | 370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 163,000 | 271,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,770,000 | 2,821,000 | 2,887,000 | 2,945,000 |
| Total capital | 2,935,000 | 2,986,000 | 3,052,000 | 3,110,000 |
| Risk-weighted assets | 17,533,000 | 19,676,000 | 20,341,000 | 22,029,000 |