Call reports 2010
PEOPLES STATE BANK OF WELLS — 2010
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 22,322,000 | 22,605,000 | 24,845,000 | 26,516,000 |
| Total loans | 15,229,000 | 15,249,000 | 14,768,000 | 17,225,000 |
| Allowance for loan losses | 163,000 | 163,000 | 165,000 | 165,000 |
| Securities available for sale | 1,525,000 | 1,445,000 | 1,439,000 | 1,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,603,000 | 19,864,000 | 22,060,000 | 23,725,000 |
| Interest-bearing deposits | 16,839,000 | 17,410,000 | 19,195,000 | 20,048,000 |
| Noninterest-bearing deposits | 2,764,000 | 2,454,000 | 2,865,000 | 3,677,000 |
| Equity capital | 2,666,000 | 2,715,000 | 2,756,000 | 2,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 523,000 | 786,000 | 1,047,000 |
| Interest expense | 55,000 | 107,000 | 159,000 | 206,000 |
| Net interest income | 207,000 | 416,000 | 627,000 | 841,000 |
| Noninterest income | 26,000 | 43,000 | 60,000 | 75,000 |
| Noninterest expense | 159,000 | 312,000 | 467,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 147,000 | 220,000 | 269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 147,000 | 220,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,606,000 | 2,651,000 | 2,694,000 | 2,723,000 |
| Total capital | 2,769,000 | 2,814,000 | 2,859,000 | 2,888,000 |
| Risk-weighted assets | 16,382,000 | 16,455,000 | 16,595,000 | 18,854,000 |