Call reports 2009
PEOPLES STATE BANK OF WELLS — 2009
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,173,000 | 21,381,000 | 21,075,000 | 22,481,000 |
| Total loans | 13,750,000 | 13,937,000 | 15,016,000 | 15,983,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 164,000 |
| Securities available for sale | 2,177,000 | 2,013,000 | 1,852,000 | 1,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,592,000 | 18,780,000 | 18,415,000 | 19,803,000 |
| Interest-bearing deposits | 16,931,000 | 16,243,000 | 15,684,000 | 16,084,000 |
| Noninterest-bearing deposits | 2,661,000 | 2,537,000 | 2,731,000 | 3,719,000 |
| Equity capital | 2,506,000 | 2,537,000 | 2,602,000 | 2,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 514,000 | 775,000 | 1,043,000 |
| Interest expense | 78,000 | 151,000 | 216,000 | 275,000 |
| Net interest income | 181,000 | 363,000 | 559,000 | 768,000 |
| Noninterest income | 22,000 | 48,000 | 69,000 | 88,000 |
| Noninterest expense | 148,000 | 302,000 | 444,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 109,000 | 184,000 | 228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 109,000 | 184,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,456,000 | 2,484,000 | 2,538,000 | 2,557,000 |
| Total capital | 2,621,000 | 2,649,000 | 2,703,000 | 2,721,000 |
| Risk-weighted assets | 15,161,000 | 15,153,000 | 16,842,000 | 17,066,000 |