Call reports 2008
PEOPLES STATE BANK OF WELLS — 2008
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 21,429,000 | 21,294,000 | 21,117,000 | 23,136,000 |
| Total loans | 14,375,000 | 13,889,000 | 15,037,000 | 15,549,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 2,721,000 | 2,514,000 | 2,530,000 | 2,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,387,000 | 18,056,000 | 17,503,000 | 20,625,000 |
| Interest-bearing deposits | 14,699,000 | 14,990,000 | 14,579,000 | 17,740,000 |
| Noninterest-bearing deposits | 3,688,000 | 3,066,000 | 2,924,000 | 2,885,000 |
| Equity capital | 2,416,000 | 2,404,000 | 2,423,000 | 2,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 595,000 | 886,000 | 1,177,000 |
| Interest expense | 101,000 | 193,000 | 279,000 | 362,000 |
| Net interest income | 206,000 | 402,000 | 607,000 | 815,000 |
| Noninterest income | 22,000 | 40,000 | 56,000 | 78,000 |
| Noninterest expense | 151,000 | 301,000 | 452,000 | 625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 141,000 | 211,000 | 268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 141,000 | 211,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,354,000 | 2,393,000 | 2,388,000 | 2,416,000 |
| Total capital | 2,519,000 | 2,558,000 | 2,553,000 | 2,581,000 |
| Risk-weighted assets | 15,511,000 | 16,355,000 | 16,068,000 | 16,845,000 |